Insurance & Covered Policies
Task Health carries professional liability, general liability and cyber liability coverage for the services we deliver to home care agencies and their patients. Every coverage we hold is listed below, with its limits, and each policy is available to view or download in full.
Allied Health Professional & General Liability
Covers Task Health's professional services as a nurse registry and coordinator of home healthcare services, together with general liability arising from our operations.
- Carrier
- Certain Underwriters at Lloyd's, London
- Underwriter
- Led by Dale Underwriting Partners, Syndicate 1729
- Policy number
- ISCAH0100000324-00
- Policy period
- February 16, 2026 – February 16, 2027
- Coverage basis
- Professional Liability written claims-made; General Liability written on an occurrence basis
Primary coverages
- Professional Liability (allied health)$1,000,000 each claim / $3,000,000 aggregate
- General Liability$1,000,000 each claim / $3,000,000 aggregate
- Products & Completed OperationsIncluded within General Liability
- Personal & Advertising InjuryIncluded within General Liability
- Fire Legal Liability$50,000
- Medical Payments$5,000 each claim
Additional coverages
Provided by endorsement. Sub-limits sit inside the primary limits above rather than adding to them.
- Sexual MisconductSub-limit within Professional Liability$250,000 each claim / $250,000 aggregate
- Employee Benefits LiabilitySub-limit within General Liability$1,000,000 each employee / $1,000,000 aggregate
- Hired & Non-Owned Auto$1,000,000 each occurrence / $1,000,000 aggregate
- HIPAA Proceeding ReimbursementReimbursement only, no duty to defend$25,000 each claim / $25,000 aggregate
- Emergency Evacuation Expense Reimbursement$5,000 each claim / $25,000 aggregate
- Media Expense Reimbursement$5,000 each claim / $25,000 aggregate
Notes on this policy
- Covered professional services are defined as nurse registry and coordination of home healthcare services.
- Claims expenses erode the limits — defense costs are paid within the limit shown, not in addition to it.
- Cyber and data breach liability is excluded from this policy and is carried separately under the policy below.
Cyber Liability (AmTrustCyber)
Covers security and privacy incidents affecting Task Health systems and the protected health information we handle, across both our own losses and claims brought against us.
- Carrier
- Technology Insurance Company, Inc.
- Underwriter
- An AmTrust Financial company
- Policy number
- TCL1768075-00
- Policy period
- July 13, 2026 – July 13, 2027
- Coverage basis
- Direct loss covered when first discovered during the policy period; claims covered when first made during the policy period. Retroactive coverage for full prior acts.
First-party — Task Health's direct loss
- Ransom Payment$1,000,000
- Data and System Recovery$1,000,000
- Bricking Costs$500,000
- Business Interruption8-hour waiting period, 180-day period of restoration$1,000,000
- Business Interruption from Suppliers8-hour waiting period, 180-day period of restoration$500,000
- Reputation Harm$1,000,000
- Cyber Event$1,000,000
- Cyber Deception$250,000
- Proof of Loss$100,000
- Cryptojacking$500,000
Third-party — claims brought against Task Health
- Privacy and Network Security$1,000,000
- Regulatory Fines and Penalties$1,000,000
- Payment Card$1,000,000
- Media$1,000,000
Notes on this policy
- All coverages share a single $1,000,000 aggregate limit of liability.
- A $5,000 retention applies to each coverage.
- Defense costs are paid within the aggregate limit, not in addition to it.
Download the policies
Full policy documents, including all terms, conditions and exclusions. Click to view in your browser or download a copy.
This page summarizes the coverages in force and is provided for reference. The policy documents themselves govern in all cases, including their full terms, conditions and exclusions. For a certificate of insurance naming your agency, contact support@taskshealth.com.